M. If you have been seeking more information about annuities online, you have. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. Plus, if you withdraw funds from the annuity when you are under. The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 5 billion in assets, and had nearly $13 billion of total life insurance in force. Just reach out to us by calling our annuity hotline at 888-440-2468 or fill out this confidential. My name is Mark Shelby, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. The company’s assets under management were in excess of $77 billion, with 2018 revenue of $2. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. The annual charges for these are 0. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. At Annuity Gator, we can help you to narrow down which annuity is right for you – if. These updates include funds that have been merged into the annuity that was not previously available. The Annuity Gator’s End Take on the Global Atlantic ForeIncome 1 Fixed Index Annuity Where it works best: The bottom line on the Global Atlantic ForeIncome Option 1 fixed indexed annuity is that this annuity may work the best for people who are looking for the following features:If you have $500,000 invested in an annuity, for example, then a 10 percent surrender charge would set you back by $50,000. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. 6:01 AM, 22 March 2019 . Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. Read customer reviews of their agents, products, and services on Trustpilot. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the Great American Index Protector 7 Fixed Index Annuity Where it works the best: Even with all of its enticing features, the Index Protector 7 annuity may or may not be right to everyone. The minimum fee for this feature is . With that in mind, having an income plan in place before it is actually needed is highly recommended. 8 VERIFIED COMPANY annuitygator. How Do Annuities Work. The broker openly acknowledges that annuities aren’t for everyone. Independent annuity professionals provide honest advice, better products and personalized products for your situation. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Despite the current volatility in the market and the low. There are some other key features to consider with the. This includes comparing different annuities side-by-side – and we. As of year-end 2018, American Equity. In addition, there is an annual service charge of $35, up to a maximum of $50. 2 Living Benefit Rider The Transamerica Income Edge 1. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. Our licensed annuity professionals are independent and are not captive or beholden to any particular insurance company. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. This means that regardless of future economic conditions. 60% a year, and the maximum annual fee for the life of the contract is 2. In many ways, buffer annuities are structured like regular fixed indexed annuities, except in the case of a buffer annuity, your principal is not. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. Learn More About Me. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. My name is Mark Newman. 2 billion in equity. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with higher guaranteed income at this time) For producing an income for life that cannot be outlived by a surviving spouse Annuity details can be somewhat cumbersome to digest. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. Learn More About Me. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. (Then, following the initial guaranteed option period, renewal interest rates. As a source of guaranteed income delivered by a. Nobody likes that. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. com team members will personally. 35%. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. If you’re still considering the FG Guarantee Platinum 7. This is particularly the case as the stock market has been so volatile, and unpredictable – in turn, leaving some investors high and dry (or more like low and dry) when it comes to achieving returns. He took the time to educate me on the alternatives available in the field of annuities. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. The Annuity Gator’s End Take on the SecureOption 9 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. For producing an income for life that cannot be outlived by a surviving spouse. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. Learn More About Me. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. Despite the current volatility in the. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. Annuities are not usually associated with the best way for that. My name is William Seeley. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. Annuity Gator customer service is available. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. Fisher is spot on in sharing the importance of keeping costs low. 55%. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. We look forward to helping you create your retirement savings and income strategy. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. 50% in Year 10, until they reach 0% in Year 11 and thereafter. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. Sources Retirement Uses for Your Health Savings Account (HSA). The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. Annuity Gator prides itself on allowing consumers to search for the best products, provide users with in-depth reviews on annuities products and ultimately helps you make. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. Where it works best: For investors who have a longer time frame. The Annuity Gator’s End Take on the Athene Agility 10 Annuity Where it works the best: The Athene Agility 10 Year Fixed Indexed annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth;The Annuity Gator’s End Take On The Prudential Variable Annuity. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. This is applied as a percentage of the daily net assets of the variable sub-accounts. So in this scenario, you would actually be guaranteed a rate of 4. Ouch. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. This seemingly endless stream of annuity. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. 0 Where it works the best: You may want to consider the Prudential HDLI v3. Overall, given the low return that the Allianz 222 annuity has produced of. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. But the tradeoff here is these riders oftentimes require an added expense. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. The Annuity Gator’s End Take on the TIAA-CREF Intelligent Variable Annuity. So, if you would like more details, feel free to set up a time to chat with an Annuity Gator retirement income expert. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Many indexed annuities will actually allow you to track multiple indexes from a list of options. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. This has led some to complain publicly. We met several times by phone and Zoom meetings, and he walked. The MYGA Plus is a multi-year guaranteed, single-premium deferred fixed annuity with an IndexLinked Option offered by Ibexis Life & Annuity Insurance. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. And, this money doesn’t necessarily have to be your hard-earned retirement savings. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). Where it works best: For producing a reliable, “pension-like” guaranteed income stream. In other words, this product is a variable and index-linked annuity contract that provides for the accumulation of retirement savings, on a tax-deferred basis. Barclays U. For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. For investors who have a family history of life longevity. Use the form on our website and one of the AnnuityGator. And, if you choose the lifetime income option, this. Annuity Gator. At Annuity Gator, our mission is to educate consumers about how annuities work, and how they can provide you with the worry-free retirement you deserve. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. 70% for joint life (both you and your spouse. Annuity gator has educating videos and… Annuity gator has educating videos and articles for you to make decisions with out trying to sell you products, I was paired up with a wonderful money manager to talk with and go over several different plans for my wife and myself. Despite the current volatility in the. My name is Jason Siebert. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. com team members will personally. These begin in Year 1 at 9%, and they gradually grade down to . I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. Guaranteed lifetime income stream. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. 5%. ) By paying this fee, your money will grow or step-up in a separate account. The minimum fee for this feature is . Learn More About Me. If you would like to learn more about which annuity – if any – could fit in with your financial objectives, just give Annuity Gator a call and talk with an annuity specialist. With our proprietary Annuity Software we can: Back-test the annuity against 50 years of previous stock market history. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. At Annuity Gator, we take the frustration out of shopping for annuities. The opportunity for index-linked growth. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. Jackson National Life Insurance Company has been in operation since 1961. 25%. ) By paying this fee, your money will grow or step-up in a separate account. The Annuity Gator’s End Take on the Athene Income Select Bonus Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth; Safety of principal; A long-term commitment to the product;How the Solutions MYG 6 Annuity is Described. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. Learn More About Me. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. 4 billion in operating revenues and operating income in excess of $774 million,. The Annuity Gator’s End Take on the Lincoln ChoicePlus Assurance Variable Annuity Where it works best: For investors who have a high tolerance for risk. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. However, the fine points and pitfalls of the annuity suggested were not fully explained. The Annuity Gator. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. Welcome. As a source of guaranteed income delivered by a reputable company. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. We look forward to helping you protect the ones you love with your own unique legacy. The Annuity Gator’s End Take on the Western United Life Navigator Elite MVA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. For instance, this annuity can provide you with a personal pension-like income. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. In addition, there is an annual service charge of $35, up to a maximum of $50. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Initially, he listened to understand my needs, wants, and fears. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. (The company also earned a #2 ranking by Wink for overall carrier, and a #10 ranking for MYGA annuities – in the independent. Terry Heys President, CEO of Annuity Gator. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. 50% in Year 10, until they reach 0% in Year 11 and thereafter. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. ”. We’ve also been providing these. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. For instance, this annuity has ten years of back-end surrender charges. I requested money from my Athene Annuity to repair an extremely damaged roof. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the. M. | We simplify the way annuities are. For. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. Consultations with the company are free. . This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. Despite the current volatility in the. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. Annuities can be complex. 10% to . We look forward to hearing from you. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. Adam Grubius LICENSED ANNUITY ADVISOR. How to get guaranteed increasing income for the rest of your life. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. My name is Joshua Schlinsky I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Annual withdrawals of 3. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. As a source of guaranteed income delivered by a reliable company. We look forward to assisting you. Slow but steady growth over time. I would like to thank Annuity Gator for their honesty, professionalism, and great expertise. 75% to 6%, depending on your age and the income option. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. At Annuity Gator, our mission is to educate consumers and financial professionals about how annuities work, and where they may – or may not – fit into a particular portfolio, based on risk tolerance, time frame, and specific short and long-term objectives. This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. Plus, if you take withdrawals from the annuity before you turn age 59 1/2, you could also incur an additional 10% early withdrawal penalty from the IRS. With more than 58% of United Heritage’s overall. product was identified and. The Annuity Gator’s End Take on the Mass Mutual Stable Voyage 7-Year MYGA Annuity Where it works best: For those who are seeking safety of principal; For those who want a set rate of growth (at least during the guarantee period of 7 years, and possibly a renewed guarantee period) For those who are seeking a set, ongoing income stream in. Despite the current volatility in the. The NWL Global Lookback is a Fixed Index Annuity very different than anything I’ve seen on the market. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. I help clients all over the country find ways to generate more retirement income while securely protecting their money during these turbulent times. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. 20% for a single Life or 2. My name is Robert ”Bob” Gardner. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. My name is Zach Poitra. How EMC National Life Describes the Single Premium Annuity. Annuity Gator is a website that helps you compare and choose annuities from different providers. My name is William Seeley. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Dynamic Balanced Index II May 2016 – April 2017. An annuity is designed to give you income. 4,789 likes · 144 talking about this. For example, on a $100,000 portfolio, the. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . At year-end, United Heritage Life Insurance held nearly $627 million in assets and nearly $71 million in capital and surplus. My name is Ryan McNeill. How to get guaranteed increasing income for the rest of your life. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. That’s where having an Annuity Investigator who loves math comes in. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. Watch Our Client CASE STUDY Video: See How We Helped One Couple Retire 5 Years Early, With A Complete Retirement Strategy (Make sure your sound is turned on, also please wait up to 10 seconds for the video to load)Here at Annuity Gator, we provide you with annuity reviews that are thorough and independent – so we are objective about the information that we offer. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. Your personal info might be collected and sold to a random insurance. Annuities are a unique. That’s where the Annuity Gator comes in. Fixed index annuities are a type of fixed annuity. Athene USA serves customers in all 50 of the United States. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. Your broker or plan administrator can set this up for you. Despite the current volatility in the market and the low. While the fixed rate period is five years on all of these options, the rate can vary, typically being higher with the longer surrender periods. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). The surrender charges on the Allianz Life 360 Annuity run for ten years – which is actually quite a long time, even in the annuity arena. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. What's the biggest question that you have about annuities? *. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. Despite the current volatility in the market and the low-interest. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. So, if you are still considering the. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. The Annuity Gator’s End Take on the American National Strategy Index Annuity Plus 10 Where it works the best: This particular annuity will generally work the best if you are looking for: The opportunity to obtain a higher rate. The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of return The Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. The F&G Dynamic Accumulator annuity is actually an offshoot of the basic fixed indexed annuity. With more than $9. Best, and an A- (Strong) from Standard & Poor’s. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. 2 Living Benefit Rider is only available with Transamerica variable annuities – so if you own an annuity that is fixed or fixed indexed and/or if the annuity was purchased through a different insurance company, then this. Annuity details can be somewhat cumbersome to digest. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. These contributions are tax-deductible and they grow tax-deferred. Learn More About Me. For instance, this annuity has ten years of back-end surrender charges. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. We offer this testing for free at Annuity Gator. Downside protection. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. Best. That being said, there are still some ways to determine whether or not to. send a question. 12:36 PM, 16 June 2017 . My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. At Annuity Gator, we are a team of experienced annuity specialists who focus on offering very in-depth – and unbiased – reviews on fixed, indexed, and variable annuity products. 00%. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. 11:13 AM, 29 January 2019 . The Annuity Gator’s End Take on the Prudential HDLI v3. My name is Matthew Taub. Despite the current volatility in the market and the low. The Annuity Gator’s End Take on the American National Palladium Century 1 Annuity. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no fees Welcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. We have been doing this for quite a few years now – far longer than our competitors. After researching a 60 and 115% fund index rates I noticed that after the initial period of 12 to 24. For investors who have a family history of life longevity. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. Despite the current volatility in the. The company offers more than. Better to lock in a guaranteed lifetime income. 20% for a single Life or 2. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase.